A physical reserve outside
your firm’s custodial network.
For senior executives and partners with concentrated career exposure who want a directly-titled reserve sitting outside the employer’s equity-and-custody path. Strategic Reserve ($500K–$1M), Private Reserve ($1M–$5M), or Family Reserve (above $5M) — depending on scale.
A senior operating role concentrates exposure in one place — equity in the firm, deferred compensation under the firm’s plan, the firm’s private-bank or brokerage for custody, the firm’s counterparties for everything in between. Any structural stress on the firm propagates into all of it. A directly-titled physical reserve built outside that custodial network is the structural counterweight — not a trade against the firm, a separation of the base layer from the career.
The Office writes a reviewed, eight-section Private Reserve Strategy Brief specifically for this situation — allocation band sized against total net worth including restricted equity, custody architecture at a depository unrelated to the employer’s banking relationships, titling that sits outside the firm’s vesting and transfer constraints, and an exit posture that does not depend on the firm’s platform. The full engagement runs end-to-end with transparent metal-spread pricing and vaulting at a depository unrelated to the employer, both named in writing in the brief. Delivered within five business days of intake.
The deliverable, specified.
Named on the marketing page. Contracted at intake. Delivered in writing.
- ✓Reviewed 8-section Strategy Brief
The same eight-section architecture, written for career-concentration exposure — with the custody selection and titling framed explicitly against the employer’s custodial footprint.
- ✓Depository unrelated to the employer
A single institutional depository chosen so no banking, clearing, or custody relationship is shared with the firm. Allocated, segregated, titled to you personally or to an entity outside the firm’s vesting and transfer path.
- ✓Reserve-grade bullion
Good Delivery bars and/or kilo bars as the primary form. Fungible, globally priced, deeply liquid at institutional scale. The form is chosen for the exit and the holding period, not by what any dealer has on the shelf.
- ✓Documented career-discontinuity resilience
The brief names what happens to the reserve in each of three scenarios: voluntary departure, firm-initiated termination, and firm-level stress. The structural answer is the same in all three — the metal is yours, held at a depository unrelated to the firm, titled outside the firm’s path. Named in writing.
- ✓Transparent pricing — two line items, brief included
A competitive wholesale spread on the metal (buy and sell, named in writing by format) plus a vaulting rate at the chosen facility (negotiated at company level, passed to the client at a discount to retail). The Strategy Brief, custody coordination, complete documentation chain, and the first year of review are included with the engagement. No AUM percentage, no separate brief fee, no performance fee.
The reserve layer is the layer of your balance sheet that does not depend on the firm.
What this engagement looks like.
- My firm has a private-bank relationship. Can I custody the reserve there?
- Technically yes, but structurally no — the point of the reserve is to sit outside the custodial footprint where the rest of your career exposure already sits. The brief frames the tradeoff; in almost every engagement at this tier the custody is placed at a depository unrelated to the employer’s banking relationships.
- Does this conflict with my firm’s trading or ownership policy?
- Direct ownership of physical precious metals is generally not a reportable position under most firm policies, which are written around securities and derivatives. The Office names the question in the brief and leaves the compliance review with your firm’s legal or compliance team. Many engagements proceed after a brief disclosure; some do not.
- I have restricted equity and deferred compensation. How does that shape the allocation band?
- Restricted equity and deferred compensation are framed in the brief as concentrated career exposure at the exposure layers — informing the size of the reserve band, not the reserve itself. The reserve is a separate layer; the brief does not recommend trading around restricted positions.
- What happens at review?
- An annual written review revisits the allocation, custody, and exit posture as career circumstances change — promotion, liquidity from RSU vests, firm-level events. Review cadence is annual by default; clients at the Private Reserve tier or above may adopt a semi-annual cadence.
The reserve that is not on the firm’s platform.
Begin the intake now. The reviewed brief is delivered in five business days of intake. Every month of delay is a month the foundation of your stack is missing.
The metal is yours — not a fund’s, not a claim on any counterparty.
Reviewed brief delivered in five business days of intake. The engagement structure is named in the brief — you proceed only if both fit your situation.
The Office accepts a small number of new engagements each quarter. Selection is by considered fit, not by pace of inbound.